Introduction

These Terms and Conditions govern your use of the Sterling Oak Trust platform, accessible at sterlingoaktrust.com. By registering for or using our services, you agree to be bound by these terms in full. If you do not agree with any part of these terms, you must not use our platform. You must be at least 18 years of age to create an account and use our services.

Use of the Platform

You agree to use the Sterling Oak Trust platform only for lawful purposes and in a manner consistent with all applicable local, national, and international laws and regulations. You must not use the platform to engage in any fraudulent activity, money laundering, or any transaction that violates applicable financial laws.

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials, including your password and passcode. All activity carried out under your account is your responsibility. You must notify Sterling Oak Trust immediately if you suspect any unauthorised access to your account.

Intellectual Property

All content on the Sterling Oak Trust platform, including text, graphics, logos, icons, and software, is the property of Sterling Oak Trust and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive licence to access and use the platform for personal banking purposes only. You may not reproduce, distribute, or create derivative works from any platform content without written permission.

Limitation of Liability

To the maximum extent permitted by law, Sterling Oak Trust shall not be liable for any indirect, incidental, or consequential losses arising from your use of the platform, including loss of data, loss of profits, or service interruptions caused by factors beyond our reasonable control.

Amendments

Sterling Oak Trust reserves the right to modify these Terms and Conditions at any time. Significant changes will be communicated to users via the platform or email. Continued use of the platform following any update constitutes acceptance of the revised terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable law. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts in the relevant territory.