Explore Our Services
Visit our website to discover the full range of banking products available to you. Learn about savings plans, fixed deposit options, fund transfers, bill payments, and our referral programme before making any commitment.
Visit our website to discover the full range of banking products available to you. Learn about savings plans, fixed deposit options, fund transfers, bill payments, and our referral programme before making any commitment.
Sign up in minutes by providing your personal details and completing our secure identity verification process. Once approved, you will have immediate access to your personalised Sterling Oak Trust banking dashboard.
Confirm your email address to activate your account and unlock full platform access. Our two-step verification system ensures that only you can access your account and authorise transactions.
Browse our range of banking plans and select the one that best suits your financial goals. Whether you prefer the steady growth of a DPS, the guaranteed returns of an FDR, or the simplicity of a standard account, there is a plan for every ambition.
Fund your wallet, initiate transfers, pay bills, or request withdrawals directly from your secure dashboard. Every transaction is processed in real time and fully documented so you are always in complete control of your finances.
Add funds to your account quickly and securely through multiple payment channels. Every deposit is encrypted and processed in real time so your balance is always up to date and ready to use.
Build consistent savings through our Deposit Periodic Scheme. Commit to a regular installment amount, earn competitive interest over your chosen term, and receive your full maturity payout at the end of the period.
Lock in guaranteed returns with a Fixed Deposit Receipt. Invest a lump sum for a fixed term, benefit from a predetermined interest rate, and watch your money grow without any market risk.
Access a comprehensive, real-time record of every financial activity on your account. Each entry is logged with a unique reference, timestamp, and status so you always have a clear view of your money.
Request a withdrawal to your preferred payout method at any time. Our streamlined approval process ensures your funds are released promptly, with status updates sent to you at every stage.
Earn passive income by sharing Sterling Oak Trust with others. Every time someone joins using your unique referral link and completes a qualifying transaction, you receive a commission credited directly to your account.
Sterling Oak Trust provides two separate wallet types for clarity and control. Your Main Wallet handles everyday transactions such as transfers and bill payments, while your Savings Wallet is reserved for investment products including DPS and FDR plans. Funds can be moved between wallets instantly from your dashboard at any time.
Yes, Sterling Oak Trust supports both automated and manual deposit options. To make a manual deposit, navigate to the Deposit section in your dashboard, select the manual option, submit your payment proof, and our team will verify and credit your account as quickly as possible.
To withdraw funds, go to the Withdraw section of your dashboard and select your preferred withdrawal method. Enter the amount you wish to withdraw and submit your request. You will receive real-time status notifications, and your funds will be transferred to your registered payout account once the request is approved.
Your portfolio ranking advances automatically based on your cumulative transaction volume and overall account activity. The more you use Sterling Oak Trust for deposits, transfers, and bill payments, the faster you progress through the tiers and unlock greater rewards and account benefits.
When you share your unique referral link and someone registers using it, you earn a commission whenever they complete a qualifying transaction. Our programme supports multiple referral levels, meaning you may also earn from activity generated by users your direct referrals bring in, creating a growing source of passive income over time.
